Can I get a Walmart credit card with bad credit? (2024)

Can I get a Walmart credit card with bad credit?

You probably can't get a Walmart Credit Card with bad credit because this card requires at least fair credit for approval. That means your chances are best if your credit score is 640+. The Walmart® Store Card has the same credit score requirements, too.

What's the lowest credit score for a Walmart credit card?

You need a credit score of 640 or higher to get a Walmart credit card. This means you are eligible if you have fair credit or better, but factors such as your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.

Is it hard to get a Walmart credit card with bad credit?

No, it's not hard to get a Walmart Credit Card. You only need fair credit to qualify for a Walmart Credit Card, so you should have a good chance of getting approved as long as your credit score is 640 or higher, you have a steady income, and you're both a U.S. resident and 18+ years old.

Is Walmart an easy credit card to get?

Bottom Line. You'll need good to excellent credit to get the Capital One Walmart Rewards® Mastercard®*, but that's not the end of the story. If you aren't approved for the Mastercard, you are still eligible to be considered for the closed-loop version of the card.

What is the starting limit for Walmart credit card?

The minimum credit limit of the Walmart Credit Card is $300 upon approval, according to the Capital One website. The actual amount will be determined by the issuer after a review of your application and ability to pay. This answer was first published on 02/29/24.

What store credit card can I get with a 520 credit score?

The best store credit card you can get with a 520 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.

Which is the easiest store credit card to get?

Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon Secured Credit Card. These cards accept people with “bad” credit, and they all have $0 annual fees.

Does everyone get approved for Walmart credit card?

In order to get approved for the Walmart Credit Card, you will need a credit score of 640 or above (so fair credit or better), and being at least 18 years old.

Does Walmart credit card give instant approval?

There's always a chance to get Walmart Credit Card (see Rates & Fees) instant approval when you apply online or in-store. If you're instantly approved for either this card or the Walmart® Store Card, you may use your card to make purchases right away.

Is the Capital One Walmart card hard to get?

Applicants need to have good to excellent credit to be approved for the Walmart Rewards card. Credit limits start at $300, but your limit depends on your credit score, debt-to-income ratio and annual income.

Can I get a Walmart credit card with a 520 credit score?

You probably can't get a Walmart Credit Card with bad credit because this card requires at least fair credit for approval. That means your chances are best if your credit score is 640+. The Walmart® Store Card has the same credit score requirements, too.

How do I get approved for Walmart credit?

What credit card can I get with a 500 credit score?

What credit score is needed for a Target credit card?

Minimum credit score: 640+ (at least fair credit) Age requirement: 18 years old. Income requirement: Enough to afford monthly payments (wages, investments, etc.) Citizenship: Must be a U.S. citizen with a valid Social Security Number.

What credit score is needed for an Amazon credit card?

Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.

How often does a Walmart credit card give increases?

Automatic: It may be possible to get an increase every six months. By request: You can request a credit limit increase every six months. No guarantee: Credit limit increases are never guaranteed, but you can improve your chances with responsible card use and a history of on-time payments.

Is there a credit card that approves everyone?

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

What's the easiest unsecured credit card to get?

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®.

What is the easiest card to get with bad credit?

Is it hard to get a Target Credit Card?

Suggested credit score

You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target RedCard. Like any card, you'll have a better chance of being approved if you have good credit or better. Applicants with lower credit scores may also be offered a lower credit limit.

Is Target Red Card instant approval?

The RedCard credit application is on the Target.com website. You must verify your employment and income and review the terms. You may be approved to shop online instantly, or you may have to wait for seven to 10 days to get your card, depending on whether Target approves you automatically.

What credit score do you need for TJ Maxx credit card?

You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above.

What bank approves Walmart credit card?

Capital One® Walmart Rewards® Card

Start earning cash back on purchases today upon approval, all with a $0 annual fee*. no risk to your credit score. Application via Capital One®.

What credit score do you need for a Kohl's card?

The Kohl's Credit Card approval requirements include a credit score of 640 or higher. This means you need at least fair credit to get approved for this card.

What bank does Walmart credit card use?

Capital One has been the Walmart Credit Card (see Rates & Fees) issuer since October 2019. The same bank issues the Walmart® Store Card, too. While Capital One issues both versions of the Walmart credit card – a Mastercard that you can use anywhere, and a traditional store-only credit card – you cannot apply for both.